Fidelity vs Schwab



Fidelity versus Schwab: Commissions, Fees and Investments Offered


Fidelity

  • $7.95 per stock/etf trade
  • Options: $7.95 + $0.75 per contract
  • Mutual Funds: no transaction fee when trading over 1,400 Fidelity and non–Fidelity mutual funds; $75 for all others
  • Bonds: U.S. Treasury Auctions: free; GSE, secondary CDs, Municipals, Corporates (BBB- or higher), CATS/TIGRS, Corporates (BB+ or lower): 1.00 per bond, $8 min., $250 max.

Schwab

  • $8.95 per stock/etf trade
  • Options: $8.95 plus $0.75 per contract
  • Mutual funds: $49.95


Fidelity vs Schwab: Advantages


Fidelity

  • Fidelity mutual funds
  • Great research amenities
  • Many asset classes to invest

Schwab

  • Top-notch customer service
  • Only $1,000 to open account
  • Banking services
  • 300 local offices
  • No maintenance, IRA or hidden fees


Fidelity vs Schwab: Disadvantages


Fidelity

  • High trading commissions
  • Minimum initial account deposit of $2,500 (cash and margin accounts)
  • Mutual funds fees
  • Customer service level depends on account size

Schwab

  • Higher than average commissions


Fidelity and Schwab Websites and Ratings


Fidelity



Fidelity review

Schwab



Charles Schwab review


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