Tip 1. Get higher interest on savings
Highest interest savings accounts are online.
The savings accounts rates are incredibly low right now. So more then ever, it's important to get the best rates possible to keep up with rising inflation. Not surprisingly, the best rates are to be found in the online savings accounts. The main ...
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Tip 2. Credit cards protect you online
Use credit card, not debit card, when shopping online.
Yes, credit cards are evil. But there is one area where they are undeniably valuable. It's online shopping. The common wisdom is that if you want to stay out of the debt, you should give up credit cards altogether and use debit cards instead. This ...
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Tip 3. Gold shines again!
Protect your retirement money with gold.
The government is printing money in huge amounts. Budget deficits are enormous. Interest rates are at 0%. The result of all this could be only one - inflation. The dollar will fall. And this will devalue your retirement and savings accounts. The ...
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Tip 4. Don't trade stocks
Most individual investors who are trading stocks loose money.
I'll try to make a case why individual, that does not have extensive experience with investing, and not fully understands risks involved, should NOT trade stocks AT ALL! Here are some of the reasons for not trading stocks on your own:<br /><br /> ...
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Tip 5. Credit card loans
Use credit cards for a cheap loan. But with caution.
Credit card companies will often offer 0% APR for anywhere from 3 to 18 months on credit card convenience checks that you could deposit into your bank account. The usual fee for this transaction is 3% of the amount used (Discover Card just started ...
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Tip 6. Get higher interest checking
Are you loosing hundreds of dollars in interest each year?
Most of us have savings accounts that earn interest. What many people don't know is that there are also safe, FDIC insured, interest-bearing online checking accounts. The yield on these checking accounts is actually higher than the yield ...
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