Highest yielding bank rates on FDIC insured certificates of deposit (CDs).

If you are searching for very low-risk investments that can easily be converted into cash then you might consider certificates of deposit (CDs). A CD is a special type of deposit account with a bank that typically offers a higher rate of interest than a savings account. In exchange for keeping the money on deposit for the agreed-on term, institutions usually grant higher interest rates than they do on accounts from which money may be withdrawn on demand. Unlike other investments, CDs have federal deposit insurance up to $250,000.

Below we list current highest bank rates on FDIC insured online certificates of deposit.

• 0.39% APY on 3 months certificate of deposit (CD)
• 0.74% APY on 6 months certificate of deposit (CD)
• 0.74% APY on 9 months certificate of deposit (CD)
• 1.00% APY on 12 months certificate of deposit (CD)
• 1.03% APY on 18 months certificate of deposit (CD)
• Open with $0.
• No monthly fees.
• Daily compounded interest for maximum earnings.
• FDIC insured.
• Automatic renewal at maturity.
• Ability to withdraw and receive earned interest as income.
• Ally Bank CD review

• 1.55% APY for 6 months CD, if balance $25,000 or more.
• 2.00% APY for 12 months CD, if balance $25,000 or more.
• 2.09% APY for 18 months CD, if balance $25,000 or more.
• 2.25% APY for 24 months CD, if balance $25,000 or more.
• 2.25% APY for 36 months CD, if balance $25,000 or more.
• 2.25% APY for 60 months CD, if balance $25,000 or more.
• $2,000 minimum deposit requirement.
• Interest compounded daily, credited monthly.
• FDIC insured.

• 1.52% APY for 6 months CD.
• 1.99% APY for 12 months CD.
• 2.09% APY for 18 months CD.
• 2.35% APY for 24 months CD.
• 2.68% APY for 36 months CD.
• 3.17% APY for 60 months CD.
• Rates are for $5,000.00 - $9,999.99 balances only.
• $1,000 minimum deposit requirement.
• FDIC insured.

• 1.00% APY for 3 months certificate of deposit.
• 1.35% APY for 6 months certificate of deposit.
• 1.49% APY for 9 months certificate of deposit.
• 1.94% APY for 12 months certificate of deposit.
• 2.03% APY for 18 months certificate of deposit.
• 2.33% APY for 24 months certificate of deposit.
• 2.38% APY for 30 months certificate of deposit.
• 2.72% APY for 36 months certificate of deposit.
• 3.30% APY for 60 months certificate of deposit.
• $2,500 minimum balance.
• Withdraw principal and credited interest penalty-free if you lose your job.
• Accumulate interest in your CD or transfer it to another account.
• FDIC insured.

• 1.15% APY for 9 months CD (only good online).
• 1.85% APY for 12 months CD (only good online).
• Minimum balance to open and obtain these APYs is $1,000.
• FDIC insured.

• 1.75% APY rate for 12 months certificate of deposit.
• 2.05% APY rate for 18 months certificate of deposit.
• 2.35% APY rate for 24 months certificate of deposit.
• 2.75% APY rate for 36 months certificate of deposit.
• 2.90% APY rate for 48 months certificate of deposit.
• 3.25% APY rate for 60 months certificate of deposit.
• No minimums for all CDs.
• FDIC insured.

• 2.50% APY for 5-10 year term CD. No Fees. No Minimums.
• 2.00% APY for shorter terms CDs. Minimum $1000.