Best 0% introductory APR credit cards comparison

Credit card companies will often offer introductory 0% APR for anywhere from 3 to 18 months on purchases and balance transfers. The usual fee for balance transfer transaction is 3% of the amount used. If you are in need of a loan or want to refinance high interest debt, this is a cheap and convenient option. Some credit cards even offer initial 0% APR rate with no balance transfer fee (!), so essentially you are getting money for free!

We are listing the best 0% introductory APR credit card offers on purchases and/or balance transfers. All cards have no annual fee and offer excellent rewards programs.

• 5% Cash Back Offers in Popular Categories Like Gas, Home Improvement and Department Stores
• Full 1% Cash Back on Everything Else - No Spending Tiers or Caps on How Much You Can Earn
• Up to an Additional 20% Cash Back at Select Merchants When You Shop Online Through Chase
• No Annual Fee
• Intro Rate: 0% for 12 Months on Balance Transfers, 6 Months on Purchases
• APR: 12.99%, 17.99%, or 22.99%

• 0% Intro APR for up to 12 Months
• No Annual Fee
• Pay Down Balances on Your Terms with Blueprint
• Zero Liability on Unauthorized Purchases
• E-mail and Text Alerts
• APR: 12.24%, 17.24%, or 22.24%