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Best 0 APR Credit Cards

Best 0% introductory APR credit cards comparison


Credit card companies will often offer introductory 0% APR for anywhere from 3 to 18 months on purchases and balance transfers. The usual fee for balance transfer transaction is 3% of the amount used. If you are in need of a loan or want to refinance high interest debt, this is a cheap and convenient option. Some credit cards even offer initial 0% APR rate with no balance transfer fee (!), so essentially you are getting money for free!


We are listing the best 0% introductory APR credit card offers on purchases and/or balance transfers. All cards have no annual fee and offer excellent rewards programs.





Best 0% APR credit card





Chase Freedom Card

  • 3% Bonus Cash Back Offers in Popular, Rotating Categories Like Gas, Home Improvement and Department Stores
  • Full 1% Cash Back on Everything Else - No Spending Tiers or Caps on How Much You Can Earn
  • Up to an Additional 20% Cash Back at Select Merchants When You Shop Online Through Chase
  • No Annual Fee
  • Intro Rate: 0% APR for up to 6 Months on Purchases
  • APR: 12.99%, 17.99%, or 22.99%

Apply Now






Best 0% APR credit card





Chase Slate Card

  • 0% Intro APR for up to 12 Months
  • No Annual Fee
  • Pay Down Balances on Your Terms with Blueprint
  • Zero Liability on Unauthorized Purchases
  • E-mail and Text Alerts
  • APR: 12.24%, 17.24%, or 22.24%

Apply Now

















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